Real Estate Blog

The Homebuyers’ Road Map

Presented by CREA

The Canadian Real Estate Association

 

The following is for information purposes only, and is not legal advice or substitute for legal counsel.

 

Navigating with a Realtor.

 

Your Realtor Can Help You…

  • Navigate the home buying process and paperwork from start to finish, ensuring everything flows smoothly without any surprises.
  • Find the right home, in the neighbrourhood you want, at a price you can afford
  • Compare your property with similar properties that have sold over the past year
  • Get a feel for the neighbourhood including schools, parks and other amenities
  •  Find out if you are eligible for government home ownership incentive programs
  •  Assess mortgage products and
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This weekend downtown Collingwood will be transformed into a sea of Blue Suede Shoes and Heartbreak Hotels as The Elvis Festival takes over! Celebrate all things Elvis with 3 days of Street Festivals, Tribute Showcases, Dance, Sights, Signature Shows,Competitions and More! 

The Jen Scholte Team has everything you need to know in one location! 

Accommodations: 

Haven't booked your Hotel yet? As of Wednesday July 25th, the following locations still have availability - but act quick! Rooms are selling out! 

Note: We do not guarantee availability of these locations at your time of booking. Availability was researched at approx. 2pm Wed. Jul 25

- Comfort Inn & Suites Collingwood

- Georgian Bay Hotel & Conference Centre

- The Westin

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If you’re renting, you’ve likely become frustrated at some point during the process with the fact that you’re “paying your landlord’s mortgage” or simply “not getting ahead”. We’re here to do some of the math for you and help you realize that in some cases, home ownership could actually be more affordable than paying your rent!

The average rental price in Simcoe County for a 2-3 bedroom apartment on starts at $1,300/$1,400 per month and goes up from there, sometimes upwards of $1,800-$2,000 based on where you are located! Older apartment buildings are likely on the lower end, while full house rentals can reach that upper price range.Take a moment to think about the fact that you are likely spending $15,600 - $24,000 per year on RENT ALONE! This is not

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Source: www.lightersideofrealestate.com

When homeowners are preparing to put their properties on the market, MONEY is often at the forefront of their minds. And everyone has an idea of what their home is worth. Setting a list price accurately could mean the difference between getting an offer quickly, or having your home sit on the market for months with little interest. There are plenty of myths surrounding the science behind pricing strategy, and here we will debunk these myths so you can move forward and allow your Realtor to suggest a list price accurately. 

1. "If we keep waiting, a better offer will come along" 

When sellers receive an offer within the first couple days of their home being on the market, they may be skeptical or hesitant to

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Our country is full of beauty and wonder, and we are lucky enough to live in such a beautiful area of Ontario. So with that, let's Celebrate and welcome others from all over to join us as well! Here is a breakdown of Canada Day Festivities in our Region: 

COLLINGWOOD: 

Celebrate the country and community we call home at the Collingwood Festival for Canada, June 30 - July 1. This glowing family festival in the historic, harbour front community of Collingwood is a traditional tribute to this glorious country.  Enjoy a full line-up of activities for the entire family including strolling entertainment, live music and on-the-water events. In the heart of historic Downtown Collingwood you will find unique shops, restaurants, including more than 25 outdoor

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The entire process of buying your first home can be overwhelming for some. As the biggest purchase of your life, there are many details involved, many processes, and lots of legalities. The Jen Scholte Team has compiled this comprehensive list of tips from various sources bringing them all into one place for your ultimate guide to your First Home Purchase.

Know your Credit Score

Many things can affect your credit score, and if your score is on the lower end you may wish to take some extra time to re-build. Old issues from the past can still affect your credit rating today. The most common, and reputable site that the general public can use to gain access to their Credit Report is Equifax. You will see things like current open credits, payment

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Source: BBC Good Food https://bbcgoodfood.com/recipes/ultimate-veggie-burger 

Whether you're vegetarian, vegan, or a meatitarian... these Ultimate Veggie Burgers are sure to have your mouth watering. So fire up that grill, and celebrate National Veggie Burger Day in style! 

Nutrition Per Serving: 

kcal 300   fat 5g   saturates 1g   carbs 51g   sugars 17g   protein 8g   sodium 0.1g

Servings: 4

Ingredients: 

Burger Patties:

2 tsp vegetable oil

1 small onion, diced

2 garlic cloves, chopped

2 large Portobello mushrooms, finely chopped

2 small sweet potatoes, peeled & diced

150g cooked quinoa

1 large beetroot, grated

1 egg, beaten 

2 tbsp chopped corainder

zest 2 limes 

4 tbsp plain flour

Carrot Slaw: 

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When you're planning to buy a home a lot of planning and prep work needs to occur. To help avoid any hiccups along the way, here are some tips to get started and stay on track with your budgeting and savings plan. 

ELIMINATE DEBT

Your debt is obviously working against you. It’s eating up your available funds, and as you pay it lower and lower, and ultimate rid yourself of it – it’s going to improve your credit rating. First thing’s first: Eliminate your debt. Credit Cards, Loans, Lines of Credit etc.

CHECK YOUR CREDIT RATING

With the above, you should know where your credit stands. Check this before you start focusing on your debt, and after you pay your debt off, see the difference this makes, and maintain a strong credit rating. This

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Source: Vanessa Milne, Readers Digest Canada

When the kids have moved on, and you’re left with a big house it’s easy to see the appeal of moving from a big space to something more compact that requires less maintenance. But the whole process requires a lot of careful planning to not overwhelm yourself when it’s time to actually make the move. Here are seven tips to make sure you find the right fit.

Be realistic about your budget.

Many people associate downsizing with being less expensive. But that’s often not the case. Many bungalows and condominiums are becoming quite pricy. If you’re relying on the sale of your existing home to be your nest egg, perhaps consider a less expensive location.

Don’t get caught by unexpected costs. 

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Whether it be a seasonal cottage, a year-round cottage, or your full-time home - a waterfront property is often a dream for many! If you’re lucky enough to make this a reality there are some questions you should consider prior to signing on the dotted line.

Avoid pesky unwanted surprises after closing by ensuring you know what you’re getting into with a waterfront property. Being local realtors and residents in a waterfront community, we have the knowledge and expertise you can count on to help you navigate purchasing your waterfront property.

Here, we break down the main questions you should ask about the waterfront property you’re considering purchasing:

  1. What is the shoreline like? – Is it sandy, rocky, rabbles, weedy, mucky? What are you
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